Upgrade 2.2% Cashback Credit Card – $500 Signup Bonus

4/30/2022 Update: To see $500 offer, search for “upgrade” on credit karma, click the link, and then modify rcwb400 to rcwb500 in the URL (source).

Upgrade has 5 credit cards that are currently offering $400 signup bonus through Credit Karma links. Doctor of Credit reports that some people are seeing $500 signup bonus as well. This card is worth talking about because the signup bonus is relatively easy to obtain.

Earn a $400 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions

Here are the links to all the offers:

1. Upgrade Card
   • no reward
   • https://www.creditkarma.com/creditcard/Upgrade01
2. Upgrade Cash Rewards Visa
   • Earn 1.5% unlimited cash back on card purchases every time you make a payment
   • https://www.creditkarma.com/creditcard/Upgrade02
3. Upgrade Triple Cash Rewards Visa
   • Unlimited cash back on payments – 3% on Home, Health and Auto categories and 1% on everything else
   • https://www.creditkarma.com/creditcard/Upgrade03
4. Upgrade Bitcoin Rewards Visa
   • Unlimited 1.5% back in bitcoin when you make payments
   • https://www.creditkarma.com/creditcard/Upgrade04
5. Upgrade Cash Rewards Elite Visa
   • Earn 2.2% unlimited cash back on card purchases every time you make a payment
   • https://www.creditkarma.com/creditcard/Upgrade06

Closing Thoughts

This should be easy money granted you can get approved for checking + credit combo. But based off comment in above listed DoC page, almost everyone is getting approved for one of these cards.