I applied for the Bilt Palladium and got denied. My SO then applied and was approved. I wrote about this in my last blog post. The internet was filled with discourse about how Bilt 1.0 cardholders like myself were getting rejected for Bilt 2.0 cards. This makes sense since Bilt…
6/5/2023 Update: This is still ongoing. 4/1/2023 Update: The offer was extended again but it is expiring soon (4/3/2023). 2/3/2023 Update: Offer extended till 2/28/2023. Gopuff, a delivery service, is offering a $100 bonus to both referred and the referrer. Many chase cards come with monthly $10 credit on Gopuff…
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To Bilt or Not to Bilt: Why I Applied for Two Bilt Palladium Cards
January 18, 2026As Bilt transitions from Wells Fargo to Cardless, Bilt announced details of its 2.0 cards (see screenshot at the end), and the internet lost its mind. I applied for the Bilt Platinum Card, Bilt’s highest tier card, got denied, and then applied for one through my SO and finally got…
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Why I Cancelled US Bank’s Altitude Reserve
January 18, 2026Let’s start this post by saying we’ve had two Altitude Reserve cards: one for me and one for my SO. We cancelled one of them as the annual fee timing coincided with the date when new “nerfs” were implemented. The nerfs include (a) 5k cap per billing cycle on 3x…
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Is FutureCard’s FuturePass a Faliure?
December 28, 2025FutureCard used to be stacked with free benefits—5-10% cashback on EV charging, public transit, bike sharing, utilities, thrift stores, electric rideshares, plant-based restaurants, and eco-friendly brands. All free. No catch. Not anymore. Now most of the good stuff is locked behind FuturePass ($14.99/month or $99.99/year). The free tier keeps unlimited…
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The Death of Primis Debit and Reverting Back to Credit Card
December 28, 2025The Primis debit card used to give 50 cents back per transaction—no matter how small. Buy something for $0.20? You kept it and made 30 cents. Spend exactly $0.50? Congrats, it’s free. A $5 coffee was effectively 10% cashback. Anything under $10 was at least 5% cashback. This thing became…
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2025 Update: 10k offer in 2025. 6 years of retention offers! 8/2024 Update: Bumping to say 10k offer in 2024. 5 years in a row now. 8/5/2023 Update: Bumping an old post to say that I have had 10k points retention offer 4 years in a row. It appears I…
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Frontier Airlines, a budget airline, announced the launch of “Companion Travel” on May 07, 2025. As someone who did status matching to Frontier and paid for the GoWild Pass, Frontier’s Companion Travel announcement had my interest. I think some readers may share this interest, especially with the real possibility that…
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Yotta/Juno/Synapse/Evolve – Claim Your Money Today!
November 5, 2024If you had your funds stuck in Yotta/Juno for a while, today might be your (un)lucky day. You may be able to begin claiming (some) of your money today. Check for an email from evolvebankandtrust@rcnotifications.com titled “Return of Synapse Brokerage’s End User Funds”. If you had both Yotta and Juno…
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Future Debit Card Transfers 1:1 to Amtrack. 5x on eBay and Utilities [$15 Signup Bonus]
October 23, 202410/22/2024 Update: Referral is live. Both referrer and referred get $15 after the referred spends $50.https://getfuturecard.com/74cc77c5-d656-4cb0-aedd-f6b366de9b92Thank you for supporting the blog. 9/30/2024 Update: Points now transfer 1:1 to Amtrack (5000 points needed). I have updated the review a bit. I don’t think they are offering a referral at the moment…
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[Targeted] One – $45 and $100 for direct deposit of $500 or more
October 5, 202410/5/2024: A few months ago I saw $45 cashback on any dining on up to $45 for direct depositing $500. Then recently on a different account, the offer was $100 cashback on any purchase up to $100 for direct depositing $500. The point is, if you don’t have a direct…
