As mentioned in an earlier post, I have been searching for a “fun” debit card to replace my existing ones. I recently reviewed the 1% and 3% debit cards from MetaMask (which are effectively 1% cards). It turns out that both Uphold debit cards are now working again in the…
Uphold Debit Card: 2% and 4% Cashback
As mentioned in an earlier post, I have been searching for a “fun” debit card to replace my existing ones. I recently reviewed the 1% and 3% debit cards from MetaMask (which are effectively 1% cards). It turns out that both Uphold debit cards are now working again in the…
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My Everday (Daily Drivers) Cards in 2026
April 16, 2026Every now and then, I write a post summarizing the cards I use day-to-day, so here’s the 2026 edition of that series. You can check out past versions here: 2023 | 2022 | 2021 | 2019. Since the earliest post back in 2019, the U.S. Bank Altitude Reserve (AR) has…
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Spruce Money: Easy $100 Referral Bonus in a Few Minutes
April 13, 2026I don’t usually write about banking products tied to signup bonuses, but this one’s genuinely easy money for those who qualify. To earn the $100 bonus: You can activate your debit card right after account opening. Just use the last four digits of your virtual card number. You’ll find the…
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MetaMask’s 1% and 3% Debit Cards
April 13, 2026Every crypto platform wants a share of credit card transaction fees, and MetaMask has now joined that list by introducing two debit cards: one with 1% cashback and no annual fee, and another with 3% cashback and a $199 annual fee. The 1% option is a virtual debit card, while…
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The Death of FutureCard (Points Held Hostage)
April 13, 2026FutureCard used to be exceptionally rewarding, as I’ve written about several times in the past. Recently, they launched FuturePass, which I considered a failure. Very recently, they announced the shutdown of FutureCard as they transition to a new, yet unannounced, banking partner. Typically, when a company undergoes a banking transition,…
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Fold Credit Card Earns Up to 4% on Bitcoin
March 30, 2026Fold is finally launching the Fold Credit Card. Their current product is largely centered around their debit card, which I have written about previously on several occasions. However, their debit card is nowhere near as good as it once was, to the point that it probably is not even worth…
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Denied and Then Approved For Bilt Palladium
January 26, 2026I applied for the Bilt Palladium and got denied. My SO then applied and was approved. I wrote about this in my last blog post. The internet was filled with discourse about how Bilt 1.0 cardholders like myself were getting rejected for Bilt 2.0 cards. This makes sense since Bilt…
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To Bilt or Not to Bilt: Why I Applied for Two Bilt Palladium Cards
January 18, 2026As Bilt transitions from Wells Fargo to Cardless, Bilt announced details of its 2.0 cards (see screenshot at the end), and the internet lost its mind. I applied for the Bilt Platinum Card, Bilt’s highest tier card, got denied, and then applied for one through my SO and finally got…
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Why I Cancelled US Bank’s Altitude Reserve
January 18, 2026Let’s start this post by saying we’ve had two Altitude Reserve cards: one for me and one for my SO. We cancelled one of them as the annual fee timing coincided with the date when new “nerfs” were implemented. The nerfs include (a) 5k cap per billing cycle on 3x…
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Is FutureCard’s FuturePass a Faliure?
December 28, 2025FutureCard used to be stacked with free benefits—5-10% cashback on EV charging, public transit, bike sharing, utilities, thrift stores, electric rideshares, plant-based restaurants, and eco-friendly brands. All free. No catch. Not anymore. Now most of the good stuff is locked behind FuturePass ($14.99/month or $99.99/year). The free tier keeps unlimited…
