Bilt 2.0 launched in February 2026 and 9 months later we’ve already seen changes and major nerfs in Bilt’s 2.0. For anyone analyzing the numbers, it was clear that the Bilt 2.0 structure was inherently unsustainable. For example, the premium Bilt Palladium Card ($495 annual fee) offered 2x points on…
Uphold Debit Card: 2% and 4% Cashback: Review
As mentioned in an earlier post, I have been searching for a “fun” debit card to replace my existing ones. I recently reviewed the 1% and 3% debit cards from MetaMask (which are effectively 1% cards). It turns out that both Uphold debit cards are now working again in the…
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2026 Update: 10k offer in 2026. 7 years of retention offers! 2025 Update: 10k offer in 2025. 6 years of retention offers! 8/2024 Update: Bumping to say 10k offer in 2024. 5 years in a row now. 8/5/2023 Update: Bumping an old post to say that I have had 10k…
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July 19, 2026 Update: They’ve given a higher reward for some matches, e.g., guessing third place right got you 5x. Now, final is getting you 8x multiple, which turns into 12% cashback for no-fee card. If you do the paid card, you can get as high as 24% cashback! Details…
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6/09/2026 Update: 15% cashback on food and ridesharing purchases from May 25 – June 25, 2026. Capped at $1,000 individually and $25,000 shared across all eligible participants (see terms and conditions). AI tools cashback from June 2 – June 16, 2026. Capped at $60 individually and $50,000 shared across all…
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The Death of FutureCard (Points Cashed Out)
May 22, 20265/22/2026 Update: I finally got my check for points that were not converted to cash. FutureCard used to be exceptionally rewarding, as I’ve written about several times in the past. Recently, they launched FuturePass, which I considered a failure. Very recently, they announced the shutdown of FutureCard as they transition…
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5/5/2026 Update: Less than a week after posting this review, I’m updating it to say that this card is dead or going to be dead soon. The card was barely worth signing up for in its current state, so I doubt anyone signed up and put funds in it, but…
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Uphold Debit Card: 2% and 4% Cashback: Review
April 20, 2026As mentioned in an earlier post, I have been searching for a “fun” debit card to replace my existing ones. I recently reviewed the 1% and 3% debit cards from MetaMask (which are effectively 1% cards). It turns out that both Uphold debit cards are now working again in the…
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My Everday (Daily Drivers) Cards in 2026
April 16, 2026Every now and then, I write a post summarizing the cards I use day-to-day, so here’s the 2026 edition of that series. You can check out past versions here: 2023 | 2022 | 2021 | 2019. Since the earliest post back in 2019, the U.S. Bank Altitude Reserve (AR) has…
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Spruce Money: Easy $100 Referral Bonus in a Few Minutes
April 13, 2026I don’t usually write about banking products tied to signup bonuses, but this one’s genuinely easy money for those who qualify. To earn the $100 bonus: You can activate your debit card right after account opening. Just use the last four digits of your virtual card number. You’ll find the…
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MetaMask’s 1% and 3% Debit Cards: Review
April 13, 2026Every crypto platform wants a share of credit card transaction fees, and MetaMask has now joined that list by introducing two debit cards: one with 1% cashback and no annual fee, and another with 3% cashback and a $199 annual fee. The 1% option is a virtual debit card, while…
