Spruce Money: Easy $100 Referral Bonus in a Few Minutes

I don’t usually write about banking products tied to signup bonuses, but this one’s genuinely easy money for those who qualify.

To earn the $100 bonus:

1. You need to sign up by April 15th.
2. Receive at least $200 in direct deposit within 45 days of signing up.
3. Activate your debit card.
4. There are multiple ways to trigger a direct deposit. I personally used Relay, but you can explore many other successful options in the comments of Doctor of Credit.

You can activate your debit card right after account opening. Just use the last four digits of your virtual card number. You’ll find the option to activate your debit card by swiping blocks somewhere in the middle of the screen under the “My Life” tab.

Once your debit card is activated, the $100 bonus typically posts the day after your qualifying direct deposit is received.

Closing Thoughts

If you’re playing this game with Player 2, then this is easy $300 for a few minutes’ worth of work. Between me, my SO, and my parents, we now have four Spruce accounts. I also pushed DD for all of them.

Feel free to get in touch if you want an initial referral link from me. It will help the blog.