U.S. Bank issues a bunch of no-annual-fee cobranded store credit cards that give 5% cash back (on up to $3,000 annual spend) on mobile payments. The cap is probably why these cards are pretty much never talked about. You can find some of these cards listed in the link below.…

Upgrade offers various products and somehow they seem to make all of them attractive. $150 Checking Offer Currently, they are offering a $150 checking offer via referral. The referred gets $150 while the referrer gets $50. Once you sign up for Rewards Checking Plus and direct deposit at least $1,000…

Yesterday, HMBardley sent out a Flash offer via an email titled, “FLASH OFFER | Get $25”. All you need to do is activate a “routine” and fund $500 on or before July 14, 2023, and maintain at least $500 through August 14, 2023. The screenshot below describes the offer pretty…

More or less every year I have been writing a short post detailing the cards I use so here is a 2023 edition of the post. You can find previous editions in the following links (2022 | 2021 | 2019). In 2021 I had two daily driver cards but in…

7/5/2023 Update: Wise counts as direct deposit. Use “Direct Dep” for the memo. Oxygen is a fintech app that partners with Bancorp Bank to provide services. Oxygen has an easy $100 signup bonus, a cashback-earning debit card, and some other features that make it worthwhile to sign up. $100 Signup…

I have been waiting for the British Airways transfer bonus for a while and since it finally happened. From July 1 – August 31, 2023, there is a 30% bonus when transferring Membership Rewards (MR) to British Airways Avois, i.e. 1 MR = 1.3 Avois. So, naturally, I attempted to…

6/29/23 Update: Bonus posted within a day or so of meeting spending requirement. I have previously had Spark but only did the first half of the signup bonus on Spark. Capital One Venture X Business relaunched (application requires going through a business relationship manager) on May 1st, 2023. On that…

6/26/2023 Update: Your chances of winning big prizes are pretty low (see figure below for example), so I redid the calculation while excluding some big prizes. The new section should explain why your average is probably around 25 sats/spin. By the way, The signup offer of 50,000 sats (I believe…

One Finance has been around the block for several years and has offered cashback on debit cards for a while. The requirement to get the 3% cashback benefit is a little wonky and it didn’t make that much sense to talk about it until One Finance bumped APY to 5%.…

For several years, SunTrust issued the Delta debit card. After the merger of SunTrust and BB&T bank (press release), the newly emerged bank Truist continued to offer Delta Debit cards. A long time ago Delta debit cards used to be good but they underwent various heavy nerfs back in 2015…