5% Cashback on Mobile Payment from U.S. Bank

U.S. Bank issues a bunch of no-annual-fee cobranded store credit cards that give 5% cash back (on up to $3,000 annual spend) on mobile payments. The cap is probably why these cards are pretty much never talked about.

You can find some of these cards listed in the link below.

https://www.usbank.com/credit-cards/co-branded-credit-cards.html

The list of these 5% cards is as follows:

1. Dillons Rewards World Elite Mastercard
2. Fred Meyer Rewards World Elite Mastercard
3. Fry’s Rewards World Elite Mastercard
4. Harris Teeter Rewards World Elite Mastercard
5. King Soopers Rewards World Elite Mastercard
6. Kroger Rewards World Elite Mastercard
7. Mariano’s Rewards World Elite Mastercard
8. Pick ‘n Save/Metro Market Rewards World Elite Mastercard
9. QFC Rewards World Elite Mastercard
10. Ralphs Rewards World Elite Mastercard
11. Smith’s Rewards World Elite Mastercard

These co-branded store credit cards offer 2% cashback in their store. Some of them even offer 3% cashback on certain categories (on up to $6,000 spent/year). Additionally, some of them have a $100 signup.

Closing Thoughts

4.5% through Altitude Reserve is better due to no cap but if you already have this card then, well, not bad.