The trick to waiving annual fee of the Chase Ritz Carlton Visa Infinite card is rather well know. It does not take a genius to figure out that the same trick probably works on Chase Sapphire Reserve as well.
I had previously shared this info through a subscriber only post I feel like it is time to turn it into a public post. I am not sure where this trick was originally shared but I may have seen it first on flyertalk.
The trick is very simple – lower credit limit to $1500 or so and don’t get charged an annual fee. Does this trick work in year two? It may be hit or miss like Ritz is in year two.
There may be some negative consequences for using this trick to waive the annual fee but I’m not aware of any such DP. The Ritz Carlton trick has existed for years yet I have not heard of anyone that got in trouble for using it. Feel free to read through the Ritz Carlton post linked above for more thoughts on this matter.