I recently applied for a Wyndham Business card again and as usual, I was declined but this time around Barclay sent a letter apologizing for declining without evaluating the application and said they had taken the steps to remove the inquiry from my credit report. I think the main difference…

9/1/2023 Update: Dogecard is changing banks so the existing card and bank account, issued via Evolve Bank & Trust, will be closed on September 30th. I was going to wait until a new banking partner was announced but I thought I would update this post now since Fold is going…

Recently I wrote about crypto earning debit cards that require staking and since then some of you have been asking me when I the review for Fold would be posted. I have been using Fold for about a month but I haven’t used it rigorously enough to write a very detailed review on it. Nevertheless, I think what I will share will be useful enough for those of you looking into this product.

Step is a fintech banking app for parents/teens. With a monthly (per 30 days) direct deposit of $500 or more, Step saving account earns 5% APY on up to $250k. If you earn 600 or more, they will send a 1099-MISC form for tax purposes. Anyway, if you want to…

8/13/2023 Update: PrizePool has partnered with banks to provide FDIC insurance on up to $500k of deposit (usually FDIC insurance covers up to $250k; see PrizePool FAQ for details). This is similar to how various other players, like Primus, are also bumping their FDIC limit. Additionally, the monthly drawing no…

Ally has set out a referral offer via an email titled “Ally: refer your friends for up to $250”. The referrer gets $50/referral (up to $250 max) while the referred gets $100. For the referrer to get a $50 bonus, the referred user needs to open an Ally account by…

If you have read this blog before then you probably know about Fold, a Bitcoin (BTC) earning debit card. If you are not familiar with Fold, then I suggest reading “How Good is Fold’s 1% Debit Card?“ Fold is currently running a 1 Million Sats giveaway. Sats is the smallest…

Not too long ago Trust offered a $400 bonus for opening a checking account with them. It was a popular offer and you can read the details extensively on sites such as Doctor of Credit and Slickdeals. Some other niche reasons to get their checking account may include their loyalty…

8/1/2023 Update: The cashback limit has been increased from $300/year to $500/year. Juno debit card earns 5% on various merchants so now you can earn 5% on upto $10,000 spend/year. June 2023 blog post: Juno introduces a 2% debit card funding fee. Also, Juno pays you for direct deposit. May…

7/31/2023 Update: Quontic has sent out an official statement stating that the Bitcoin checking (and hence debit) will end on August 31, 2023. Any leftover Bitcoin reward will automatically be liquidated. Eventually, existing customers’ Bitcoin checking will be switched to Cash Rewards Checking account (which comes with a 1% cashback…