This guide has also been shared on r/churning!
The goal of the article is to list most, if not all, hard and fast rules that will hinder your churning activity. Some of these rules, such as 1/24 from Citi, came as a direct response to growth of churning activity.
Finally Marriott has finally opened in Nepal and I decided to check it out in less than a month of it’s opening. I really wanted to see how it would compete with other major international hotels in Kathmandu namely Hyatt Regency, Club Carlson Radisson Blu, and IHG Crown Plaza. After my two separate stays…
A while ago, Plastiq was running a targeted promotion “for every 20 friends you refer to Plastiq from now until February 28, 2017, you will earn 10,000 fee-free dollars.” 20 referral in a short period of time is no joke so I never expected to get 10k fee-free dollars (FFDs).…
I recently made two separate stays at Crown Plaza Kathmandu also known as “Soaltee” ( literally means sister’s husband’s brother) hotel. The first one was on occasion of Christmas 2016 and the second was on new year eve 2017. Overall I spend 6 days on Soaltee. At the moment there are three…
Citi Prestige card holders are eligible for 4 banking relationship bonus. For example, if you are a Prestige card holder and have Citigold banking account (monthly fee $30) then you qualify for a 15% TYP relationship bonus. You can read more about this in DoC’s article. But the interesting thing…
Back in October 2016 I applied and then extensively wrote on CitiBusiness ThankYou (CBTY) card. I had also mentioned that back in October of 2015, frequentmiler had run into a 40k offer. Said 40k offer was avaiable on some NYC bank almost a year and half ago. But I still thought…
Let me first get this out of the way – this is not a brag post, it is rather meant to show you what is possible even on low income. Also, this is not a high ceiling for someone in my income range. I’m sure someone with similar personal scenarios as me has…
So you know how Prestige costs $450 in AF but if you apply in branch it only costs $350 even if you don’t have Citi Gold status? On top of that because Prestige has an easy $250 airline credit, the effective annual fee can be $100. But what if I…
The essence of this article is that there are still ways to generate 100k and 75k referral links. link to generate 100k Surpass (2/27/2017) https://www262.americanexpress.com/business-card-application/raf/200452-CCSG link to generate 75k no AF Hilton (exp 2/1/2017) https://www262.americanexpress.com/business-card-application/raf/200475-CCSG Also the old links I shared in another article a while ago still work. While…
As you might know Ink Plus only gives 2x (gas & hotel) and 5x (office stores & some bills) on the first $50k spend respective categories. However, there is apparently a rather straight forward way to partially reset it. When I saw the reset and realized what had happened, I was…
