I recently talked about how a prize-linked saving account, Yotta, pays you for making your direct deposits with them. In this article, let’s talk about how Juno, a crypto-focused fintech banking app, pays you for making direct deposits with them. I have previously reviewed Juno, written a cautionary post regarding…

Once upon a time, the PrizePool debit card was the best debit card in town as the chance of getting your entire purchase reimbursed during a promotional period was a whopping 5%. Then, it was lowered to 1.66%, which was still much higher than 0.5% (or 1% with referral promotion…

6/7/2023 Update: Yotta now has a weekly $10k peer-to-peer (P2P) limit (reddit). Also, I made a follow-up to this post with a post titled “Is Yotta Debit Card Odds Rigged?”, which shows that odds on P2P transactions are skewed. I generally refrained from talking about Yotta as the odds of…

6/5/2023 Update: This is still ongoing. 4/1/2023 Update: The offer was extended again but it is expiring soon (4/3/2023). 2/3/2023 Update: Offer extended till 2/28/2023. Gopuff, a delivery service, is offering a $100 bonus to both referred and the referrer. Many chase cards come with monthly $10 credit on Gopuff…

5/25/2023 Update: The plug has been pulled on Unbanked. You could see this coming a mile away. Ever since the US card stopped working, usage of the card took a deep nosedive. Last update I said $3k as the 24-hour volume but then it went lower, even to $67 24-hour…

Juno, a fintech app that has been previously reviewed, provides 5% APY on the first $50,000 and 4% on the balance after (up to $250,000) while their debit card provides 5% cash back (up to $300/year) on select merchants. One of the 5% merchants is Walmart, however, starting June 1st,…

Crypto.com (CDC) has a debit card (see a bit dated but a very thorough review here) which has seen nerfs over and over again to the point that it is near useless. One of the reasons people still kept this card is because it provided unlimited lounge visits through LoungeKey…

Since more or less day one, I have said that U.S. Bank’s Altitude Reserve is really good. It is one of the few cards (2021, 2022) that have year after year continued to be on a small list of “daily driver cards”. This reminds me that a 2023 version of…

5/14/2023 Update: Since the introduction of the rotating category Coinbase had started to advertise their card as “up to 4%”, however, it appears all trace of 4% is gone. This makes me believe 4% is more or less permanently gone. Of course, if somehow huge FOMO happens, they may up…

There are many reasons to use a card over cash such as safety, cashback, and convenience. But these days, I occasionally find myself paying with cash. The reason for using cash more often than before is simple – businesses that I occasionally visit now offer significant enough discounts when paid…