As you might have noticed I have not written “learning from denials” in a while and that is mostly because I actually learned from my previous round of applications. Some of you may recall that in my previous round of application (see learning from denials #3), I was denied 8/8 credit cards I had applied for. Now to be fair to myself I had picked conservative banks to apply for in my last round of applications.
Thank You Points
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[Targeted] 5x Thank You Points on Gas and Restaurant
June 29, 2018Looks like Citi is sending out another round of targeted offer. I just received one on….Citi Thank You Business card.
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A Public Love Letter to Citi and Thank You Program
May 28, 2018Everybody loves Ultimate Rewards from Chase and Membership Rewards from American Express but very few give Thank You points and Citi a thought. It may be because of their extensive anti-churning rules, lack of frequent signup bonuses, frequent devaluation of benefits, frequent changes to their points program, lack of referrals,…
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Popular Cards for Amazon Purchase
September 23, 2017This guide was originally published in my old blog in Oct 25, 2016 but has been republished with some revision and update. This article attempts to compile a list of popular cards that yield large sum of miles, points, or cashback on amazon purchases or purchase of amazon gift cards via third…
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Prestige 15% Relationship Bonus w/o CitiGold or Global Client
February 20, 2017Citi Prestige card holders are eligible for 4 banking relationship bonus. For example, if you are a Prestige card holder and have Citigold banking account (monthly fee $30) then you qualify for a 15% TYP relationship bonus. You can read more about this in DoC’s article. But the interesting thing…
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CitiBusiness ThankYou 40k Offer Matched
February 14, 2017Back in October 2016 I applied and then extensively wrote on CitiBusiness ThankYou (CBTY) card. I had also mentioned that back in October of 2015, frequentmiler had run into a 40k offer. Said 40k offer was avaiable on some NYC bank almost a year and half ago. But I still thought…
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Prestige Loophole: get paid $100 annually to hold this card!
February 5, 2017So you know how Prestige costs $450 in AF but if you apply in branch it only costs $350 even if you don’t have Citi Gold status? On top of that because Prestige has an easy $250 airline credit, the effective annual fee can be $100. But what if I…
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1st retention call – over 30k offer in 5 minutes!
November 12, 2016Few weeks ago I decided I had enough of Citi and Hilton Reserve card. I didn’t like the fact that they kind of admitted I should have received the signup bonus but denied the bonus. So I picked up the phone and called them with full intention of cancelling my…
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CitiBusiness ThankYou Card Review and NEW Info
October 2, 2016We don’t talk about CitiBusiness ThankYou (CBTY) card. Rarely will a blogger mention it. Most bloggers don’t have a single article on it. The last time it was mentioned with any relevance was almost a year ago when frequentmiler seemingly stumbled upon a 40k signup bonus. Then on 8/28 Citi enforced a…
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A question has been floating in the air – can you make $ by paying rent with your credit card? The short and sweet answer is yes. Now how much profit, if any, you can make depends on the rent paying service you use, credit card(s) you have, and the…