Ultimate Rewards

On 10/19/2017, we got recieved very bad Chase related news: Ink Plus (and Cash) is no longer generating 5x on PayPal Digital Gifts (PPDG), Gyft, Cardcash, and GiftCardMart. Chase is more or less beta testing 1/24 family rule on their  California residents exclusive offer of Southwest credit cards. In this post,…

This guide was originally published in my old blog in Oct 25, 2016 but has been republished with some revision and update. This article attempts to compile a list of popular cards that yield large sum of miles, points, or cashback on amazon purchases or purchase of amazon gift cards via third…

For a while now I have wanted to get my hands on the Chase Ink Preferred (CIP) but I am way past 4/24. Since in-branch pre-approvals bypass the 5/24 rule, I had visited a Chase branch and asked a banker to check if I was pre-approved for a business card.…

As you might know Ink Plus only gives 2x (gas & hotel) and 5x (office stores & some bills) on the first $50k spend respective categories. However, there is apparently a rather straight forward way to partially reset it. When I saw the reset and realized what had happened, I was…

As you might know I think very highly of the Ultimate Rewards (UR) program. In fact I even call their collective UR earning cards to be the Ultimate Wombo Combo. Yet, I ended up cashing out over 180k UR points and I don’t regret it one bit. Meanwhile, I am…

If you are a fan of the Ultimate Rewards (UR) program then more than likely your ultimate (pun intended) goal is to end up with five variety of UR earning cards. But before we dig deep into that here is a quick remark on UR earning cards with/out annual fee (AF).

A common question is – which hotel card is the “best” keeper card? The answer to this question essentially YMMV. It ultimately depends on various factors such as: what chains are available in places you wish to visit, what brands you prefer, how important status is to you, how much…