Yesterday I wrote about 5% Connect Rewards from VantageWest. I talked about everything from the good and the bad of the credit card to how to go on about joining the VantageWest Credit Union (CU) without living in selected area of AZ. What I purposely avoided to talk about is that…

Churners love to talk about their precious points. Almost all churners will tell you how (now expired) 100k CSR signup bonus they got is worth at least $1500 and some will even go as far as to put a $5k value on it. While I like flexibility of points as…

I recently opened a Chase total checking and Chase performance business checking account for a signup bonus of $300 each and while opening the business account I was informed about some changes on business banking fee and services which will be effective on august 27, 2017.

Upgrade 2:  Someone was denied 3rd upgrade bonus. Update: A fellow redditor confirmed to me that 2nd upgrade was no go for him as well. Late March 2017 (reddit), a 100k upgrade offer for no AF Hilton card appeared. The following was the direct link for the said offer but it…

A while ago I reported a plastiq glitch that would significantly reduce your payment fee. It was such a good “deal” that I’m still making rent payment at around 1% fee and I figure some other folks have locked into to a fee as low as 0%. While this new…

Okay, this topic barely has anything to do with churning but the reality is you could read about usual churning stuff in 5,000 other blogs. I make it a habit to (mostly) not report on the big and glorious headlines of churning. Instead I cover smaller things that most other bloggers tend…

This guide has also been shared on r/churning! The goal of the article is to list most, if not all, hard and fast rules that will hinder your churning activity. Some of these rules, such as 1/24 from Citi, came as a direct response to growth of churning activity.