American Express Platinum Business card is rather popular card in this space, particularly among my readers. Another product that is rather popular, at least among those of us who like to travel light, is Microsoft surface pro products. Well, turns out you can save up your annual $200 dell credit to buy stuff from Microsoft store.
You start by buying Microsoft XBOX Live gift card on Dell. Once you have accumulated enough gift card, you can go grab them from Dell Digital Locker. I might suggest leaving them as they are until you’ve enough gift card amount for whatever you’re looking to purchase. I might also suggest buying denomination that have better resale value, in case you need to sell them later. For example, you may want to sell extra gift cards because the product you wanted to buy went on sale.
Then go to redeem.micorosoft.com and start redeeming your gift cards. Note that you need to have enough gift card to purchase the whole thing. If you’re only short by a little, it might be worthwhile buying gift card from r/giftcardexchange at 10-20% discount. Be aware of scammers though!
It is worthwhile mentioning that you probably should wait out for a sale. For example, Microsoft Surface Pro frequently goes on bundle sale (this may include a keyboard and/or stylus).
$200 a year might seem peanuts but they add up quick. Each card will net you $300-$400 before cancellation. The latter value is achievable if you open your card before the credit reset biannually. The gift card accumulation rate picks up rather quick if you’ve multiple business cards. For example with 3 cards, you can net $900-$1200 in credit before cancellation.
Closing Thoughts
Make sure to inspect your surface devices well. I ended up getting a terribly defective Surface Pro 7 and had to return. Anyway, credit posted within a few days of them receiving my returned product and I was able to purchase another unit while the sale was still ongoing.
