Despite what the casual credit card community might say, the best keeper premium card (for simplicity’s sake let’s only include cards with $450-$500 annual fee) isn’t Chase Sapphire Reserve. That is a fact. My own list of “best premium cards” has not included CSR for quite some time. Yes, CSR may be convenient for many but it isn’t and never was a one card to rule them all. . The only correct answer to “what is the best keeper premium card?” question is – “YMMV” (your mileage may vary).
US Bank
-
As some of you know I’ve been trying to get Altitude Reserve for a long time. Several people in my family hold the card but I had been denied for this card for 5 straight times.
-
US Bank Credit Card Shutdown Due to Bank Funding
July 1, 2018Some of you may recall my first blog post, made on June 12th of 2016, was on US Bank’s Club Carlson (now renamed to Radission Rewards) Business Rewards card. I recall being super enthusiast about Radission Rewards business card and surprisingly a good chunk of me still loves this card…
-
HURRY: FlexPoints: guaranteed 2 cpp with Southwest
December 30, 2017Originally posted on Jul 25, 2017 but I refreshed this because 2.0 cpp will be dead soon. You all know that beginning next year (Jan 1st, 2018) FlexPoints (yes, points from FlexPerk cards are called FlexPoints) will be worth 1.5 cpp flat. Some say it is a welcome change but…
-
Learning from Denials #3
December 2, 2017In my last round of applications I went back to basics and selectively chose banks that I had a history of approval. Getting 5 new cards was good enough at the time and once again I wanted to test the water. Synchrony Stash (50k) Why did I apply? It is always…
-
Review: US Bank Altitude Reserve Credit Card IS Really Good
November 4, 2017Altitude Reserve (AR) is one of those gems that don’t get talked about. A blogger won’t talk about it because affiliates don’t pay for this card and a casual churner won’t talk about it because bloggers aren’t talking about it. The good portion of the remaining churning community get scared…
-
Denials are Lessons and You Should Study Them #1
October 19, 2017Recently, I went on an App-o-Rama and ended up with 4/4 denials. While someone nearing 50/24 (at the time of this app-o-rama) is likely to see frequent denials, it wouldn’t be wrong to say the frequency of future denials can be decreased by studying current denials. In this post I’ll…
-
FlexPerks: Turning 5K FlexPoints into a $85 Check
August 31, 2017We all know that FlexPoints (FP) can be used to pay off annual fee. If you want to pay off $49 AF on FlexPerks Travel Rewards Visa Signature card then you can do so with 3,500 FlexPoints thus yielding you 1.4 cpp. Likewise, if you want to pay off $85…
-
[Targeted] 2,000 FlexPoints Offer
August 23, 2017FlexPerks is one of those cards that loves giving out freebies. In my FlexPoints: guaranteed 2 cpp with Southwest post I mentioned that you can get 500 FlexPoints for participating in their photo contest. I have also posted about 1500 FlexPoints Offer for Setting up an Automatic Payment and [Targeted] 250 FlexPoints for First E-Rewards…
-
[Targeted] 250 FlexPoints for First E-Rewards Survey
August 17, 2017I received the following email titled “Share Your Opinion and Earn 250 Bonus FlexPoints”. You could check to see if you’re targeted by clicking here. Terms and Conditions Bonus FlexPoints are only available to newly enrolled e-Rewards Members who complete their first survey within 90 days of enrolling. Bonus FlexPoints…