American Express

After all this time of being with American Express, I finally received a gift from Amex and it was the Beagle 2.0 bluetooth tracker.

At first I thought this could potentially be kept low-key and there would be a possibility of it surviving. But it has been blogged to death by most major bloggers….it’s almost like they all want this to die. I personally have avoided self-referral as much as possible and here is…

The new SPG Luxury Card comes with a big annual fee of $450. Thankfully, it comes with $300 Marriott credit and said credit isn’t too difficult to use.

Today I logged into a family member’s PRG account so I could refer myself. Why am I trying to apply even though I’ve had PRG before? Let’s just say I like poking Amex’s popup bonus denier. Anyway, during the process of referring myself, I noticed something strange. I noticed that…

Despite what the casual credit card community might say, the best keeper premium card (for simplicity’s sake let’s only include cards with $450-$500 annual fee) isn’t Chase Sapphire Reserve. That is a fact. My own list of “best premium cards” has not included CSR for quite some time. Yes, CSR…

As you might have noticed I have not written “learning from denials” in a while and that is mostly because I actually learned from my previous round of applications. Some of you may recall that in my previous round of application (see learning from denials #3), I was denied 8/8…

Recently, out of the blue a Reddit comment appeared calming that there is a 3/90 rule on charge card. Then couple more comments were made supporting said post and one went on to say that this rule has been in place for several months (I can’t find these comments at…

American Express recently added a new anti-churning rule and from my personal experience as well as of those I know, I think I can safely say that the new rule isn’t so bad after all.

We have two American Express Hilton Business card in our household. We got them because pretty much because American Express business cards do not report to personal credit bureau…and 100 signup bonus didn’t hurt. But the more I think about it, the more I am inclined to not renew this…