Another Plastiq Glitch: 0% fee L0L

A while ago I reported a plastiq glitch that would significantly reduce your payment fee. It was such a good “deal” that I’m still making rent payment at around 1% fee and I figure some other folks have locked into to a fee as low as 0%. While this new glitch/bug isn’t as great as the old one I mentioned above, it still waives fee on one single payment.

I must say that there IS a possibility of a fixup which may result in you getting charged 2.5% fee but if you’re willing to take a risk then here’s the essence of the said glitch:

  1. Schedule a 6 month payment with a credit card of your choice. The 1st month payment will have NO fee. This is a legit promo but a rather old one and I suppose someone at Plastiq unknowingly flipped a switch and accidentally activated it again.
  2. Let 1st month payment pass through at 0% fee.
  3. Cancel before 2nd month payment is made.
  4. Profit??

Do note that when you schedule a 6 month payment, you’ll see a warning that goes something along the lines of “if you cancel before all payments are made, we CAN charge fee on your 1st month payment”, however the glitch is that Plastiq does not seem to have a code to follow that through or at least said code isn’t working.

As stated before there is some risk to using this trick as plastiq may eventually charge you the 2.5% fee. However, given plastiq’s generous nature that is unlikely to happen.

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